Saturday, July 11, 2009

How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit so

How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have also said working for a Temp service which I have been for over two years. I don閳ユ獩 have a cosigner any ideas of banks you know off please let me know.



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

Lenders look at many things before approving a loan and credit is only part of the equation. They look at your score, how high your credit limit has been, the vehicle, debt-to-income, loan-to-value, and residency are few of the major factors.



640 is a good score, however if you have low credit, like a credit card with $2,000 limit and no previous autos, it makes it difficult to get a loan without a co-signer. It's possible your bank or credit union might approve you for a loan. If the dealership is able to get you financing, you might have a high interest rate. Good luck and you can email me through Yahoo Answers if you have any direct questions.



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

The dealerships have many banks and financial places that can get you a loan.



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

you dont.Youre stuck with a high interest loan.Be careful,theres lots of sharks out there preying on people with bad credit.There are car lots that might finance you,but they all are high interest,stick it to you type deals they offer.



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

It will depend on what kind of car your looking for. New or Used? New cars have better rates than used, no matter what the credit is.



A 640 credit score is not that bad, but it will also depend on how much credit you currently have right now.



The good news is the feds just dropped rates over a percent, so now would be a good time to buy.



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

Try going to your local credit union: http://www.creditunion.coop/cu_locator/



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

Try roadloans.com , if approved you can buy a car with a draft that they send you...any new car dealer will treat it the same as a cash sale (even on a used car). Good luck



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

Loonatic said it the dealership should be able to help u but even with ,not enough credit theyll want u to have a co-signer try and see ((GOOD LUCK))!!!!!!!!!!!



How do I get a good auto loan with a credit score of 640 but they day 閳ユ窔 don閳ユ獩 have enough credit some have al

Save your money, Misty. The best way to deal with your credit score is not to ever borrow any money for anything.

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